[ MEDICAL PLANS ]

HEALTHCARE
TO KEEP YOU COVERED

Worthington offers two medical plan options with a Health Savings Account (HSA) — the HSA Blue Plan and the HSA Green Plan. Both plans are self-funded, which means Worthington pays the healthcare claims, not an outside insurance company.

That’s why it’s important to help us control costs by spending wisely. Anthem Blue Cross Blue Shield offers an extensive national provider network with strong in-network discounts.

Review the table below comparing 2024 coverage and costs for both plans. 

HSA BLUE PLAN HSA GREEN PLAN
COMPANY HSA
CONTRIBUTION
(prorated for new hires)
$1,000 Employee-only
$2,000 Family
$750 Employee-only
$1,500 Family
DEDUCTIBLE $1,600 Employee-only
$3,200 Family
$2,600 Employee-only
$5,200 Family
COINSURANCE 80% Company
20% Employee
70% Company
30% Employee
OUT-OF-POCKET MAXIMUM $3,500 Employee-only
$7,000 Family
$4,500 Employee-only
$9,000 Family
MONTHLY EMPLOYEE CONTRIBUTION RATES
Employee Only $71 $26
Employee + Child(ren) $127 $46
Employee + Spouse $156 $57
Employee + Family $214 $78

Frequently Asked Questions (FAQs)

Who’s eligible for the HSA Plan?

Most employees are eligible. But, you can’t contribute to an HSA if:

  • You’re enrolled in another medical plan like Medicare, your spouse’s plan or military coverage; or
  • You received VA medical care within the last three months without a disability rating.

If one of the above applies to you, you may enroll in an alternative plan. Call Worthington’s People Center at 877.840.6506 to learn more and enroll.

How do I update my HSA contributions?
  1. Log into the Worthington Enterprises enrollment site.
  2. Click the “Life Event” link on the left of your personalized page.
  3. Follow the prompts for a Health Savings Account change.

If you prefer, you can check and change your HSA contributions by calling Worthington’s People Center at 877.840.6506.

Can I decline Worthington medical coverage?

New Hires: You may decline coverage within 30 days of your hire date. If you don’t decline coverage, you’ll be automatically enrolled in the medical plan and tobacco surcharge.

To decline coverage, log into the Worthington Enterprises enrollment site, or call 877.840.6506.

Is my doctor in the Anthem Blue Cross Blue Shield network?

You can go to any doctor you’d like, but you’ll save money — and help keep all our healthcare costs down — when your doctor is in-network.

To confirm your doctor is in-network, or to find a new provider, call Quantum Health at 888.971.7377.

QUANTUM HEALTH care coordinators

Who they are

Healthcare can be confusing. Quantum Health Care Coordinators are a team of dedicated nurses, benefit specialists and claims experts who can help you navigate it.

How they can help

Contact a Care Coordinator for help with:

  • Claims questions
  • Coverage questions
  • Finding in-network providers
  • Nurse support
  • Anything that can make the healthcare process easier
  • Questions on any of your Worthington benefits

To connect with a Care Coordinator, visit wibenefitshelp.com, use the MyQHealth Care Coordinators app, or call the number on the back of your medical ID card: 888.971.7377.

Additional Information

If you or any of your covered dependents use tobacco or other nicotine products, you’ll pay a tobacco surcharge of $40 per month. Quit tobacco today!

If you enroll in the medical plan, you will receive two Anthem ID cards in the mail. 

You can access a digital copy of your medical ID card at WIBenefitsHelp.com or the MyQHealth app.

When your own primary care physician isn’t available, you can talk to a doctor any time of day. LiveHealth Online lets you have face-to-face conversations with a doctor on your smartphone, tablet or computer.

  • Use LiveHealth Online to get quick medical care for common conditions like the flu or pink eye.
  • Online visits cost $55 effective July 1 and apply toward your deductible.
  • Service is available 24/7 and no appointment is needed.

Go to livehealthonline.com or download the app on your mobile device.